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To tie a Hi/Lo rig without any terminal tackle (snaps/swivels), follow these steps. Knots used are listed in the "Knot Guide".
1. Using 50 lb test leader material, cut off a 3 foot length. Leader material is sold in loops and is stiffer than spooled mono.
2. On each end of the mono length, tie a Double Surgeon's loop knot.
3. One foot from each end of this knot, tie a Dropper loop knot. This will give you two dropper loops for your hooks.
4. Run the loop through your hooks, hook your sinker on the bottom, and you have a quick hi/lo rig that you can tie in about two minutes without any terminal tackle (snaps or swivels).
And they're cheap to make! 
1. Using 50 lb test leader material, cut off a 3 foot length. Leader material is sold in loops and is stiffer than spooled mono.
2. On each end of the mono length, tie a Double Surgeon's loop knot.
3. One foot from each end of this knot, tie a Dropper loop knot. This will give you two dropper loops for your hooks.
4. Run the loop through your hooks, hook your sinker on the bottom, and you have a quick hi/lo rig that you can tie in about two minutes without any terminal tackle (snaps or swivels).